Gas makes for a major household expense as individuals spend long hours traveling by their vehicles. Gas-powered cars are popular, and we are constantly in search of ways that help in reducing the cost associated with them. This has made gas credit cards one of the most popular categories out there. If you are planning to get the best gas credit card, it is essential to pay heed to several factors when deciding on the card that fits your needs best. Things like maximum spending caps, limitation on usage time, and brand restrictions can severely limit the power of earning through your gas credit card.

Chase Freedom®   credit card
A general purpose cash back credit card, Chase Freedom ® brings great value with no annual fee. It offers a 5% cash back on the purchase of up to $1,500 within a quarterly rotating category. On the other hand, other types of purchases bring in 1% of cash back. It must be noted that the Chase Freedom ® credit card does not come with spending caps and limitations on earnings. There is no minimum on the redemption amount and the same can be redeemed through the Ultimate Rewards portal for direct deposits, checks, and statement credits.

ExxonMobil™ Smart Card 
The ExxonMobil™ Smart Card does not include an annual fee and comes with a lucrative introductory offer. During the first two months of opening the account, the user enjoys a discount of 50 cents on every gallon at select U.S. Exxon and Mobil stations. However, you are only eligible for this offer if the card is applied for through the Speedpass+ app. Caveat, once the introductory promotion comes to an end post two months, the discount rate then drops to 6 cents per gallon at every brand location.

Sunoco Rewards credit card
The Sunoco Rewards credit card is a great, no-hassle solution that brings good rewards. Every gallon of gas purchased at the US. Sunoco gas stations bring in a discount of $0.05. There is no special action required as the discount gets automatically applied during purchase. Also, no additional cost is levied for extra cards.

Citi Premier ^SM Card 
Essentially a travel rewards credit card, the Citi Premier ^SM Card comes with some notable gas benefits. Apart from earning 3 points for every dollar spent on car rentals, hotel stays, and airfare, this card also lets users earn 3 points per $1 spent at the gas stations across the country. The points can then be redeemed to buy a plethora of products from popular retailers like Amazon. Also, no transaction fee ensures bigger savings.

Discover it® Chrome 
This card offers a 2% cash back on the purchase made for dining and at-the-pump gas. However, it extends to about $1,000 per quarter. Thus, it is essential to minimize its use at restaurants to make the best of its gas-buying power. For people who are likely to spend more, it is much more practical to upgrade to another gas credit card. A lucrative perk, in the first year of using the card, the cash back is automatically doubled making for strong rewards. It can be then redeemed through statement credits or direct deposits at any time.

Hilton Honors American Express Ascend Card
One of the best hotel credit cards, the Hilton Honors American Express Ascend Card also comes with some great gas rewards. This card is extremely value-adding for people who travel a lot by car while regularly staying at Hilton properties. During every gas station transaction, the user earns a total of 6 Honors points for every $1 spent. The gas-reward points can aid in enjoying a free hotel stay after spending as much as $834 on gas. As there are no foreign transaction fees, the savings run higher with this card.

Bank of America® Cash Rewards Credit Card 
The Bank of America® Cash Rewards Credit Card can be used without having to pay an annual fee while also bringing good cash back on different types of purchases. What draws the card apart from others on offer is that it lets the user choose the category in which they’d like a 3% cash back each month. The list of categories includes home improvement, gas, travel, dining, and more. Picking the gas category will enable the user for a 3% cash back. Also, as an introductory offer, making a purchase of $1000 in the first 90 days will earn the user a bonus of $200 online cash rewards.

Sam’s Club® Mastercard® 
Sam’s Club® Mastercard® allows for earnings of 5% cash back upon spending about $6000 in the first year at numerous gas stations. The discount is extremely notable as it can be applied not only at Sam’s Club, but other gas stations as well. This means that you can scout to find the cheapest gas stations around without having to stick to a particular brand. However, this offer comes with an exception. It cannot be availed at gas stations outside the country or at competing supercenters. While there is no annual fee to be paid for enjoying the service, you must be a Sam’s Club member to avail of the card and the membership costs $45.

Costco Anywhere Visa® Card by Citi 
Costco is recorded to retail the cheapest gas and you can enjoy better benefits with the Costco Anywhere Visa® Card by Citi. On given gas purchases, the user enjoys a 4% cash back on spending $7000 each year. The cash back also extends to purchases made during travel, at restaurants, and from Costco. However, you must be a Costco member, which costs about $60 per year to avail of this card’s benefits.

BP Visa® Credit Card
The BP Visa® Credit Card does not levy an annual fee and makes for good long-term savings on gas expenditure. As an introductory offer, it offers 25 cents on every gallon up to $100 on the card during the first 90 days of using the card. However, this is not applicable at non-BP stations. Also, there is a limitation on this discount as it extends to no more than 20 gallons per fill. Post this promotional offer, a discount of $25 per gallon can be enjoyed upon spending $100 at BP gas stations. Users who undertake gas-fills at BP stations will derive the best from this credit card.

Gas is a necessary expense and most households own at least one vehicle. It is no wonder then that getting a gas credit card has become a popular category. However, when signing up an application for this kind of a card, ensure that you will use it and derive the best value. Keep track of considerations like the kind of car you own, the number of merchants that will accept the card, if it can be used at grocery stores, and more.  Also, it is imperative to carefully read the fine print to clearly understand the restricting exclusions.