Traditional banks were the first banks to offer proper checkable deposits. These banks are very old and exist even today. Here are a few pros and cons of opening a bank account in traditional banks: Pros: Convenient: These banks usually have a various number of branches in different areas. Some banks even have branches in remote locations.

Here is a list of the benefits of having a bank account: Convenience: If you have a checking account, you can easily pay your bills without having to go through the process of withdrawing the money. Most banks also provide thousands of ATMs which are beneficial to the customer. These ATMs offer fee-free service.

While we are all aware of the need for taking out a sound medical insurance policy, there remain many questions on the necessity and means of taking dental plans of medicare. How much should I pay a premium for dental insurance? Present statistics on dental insurance reveal that the majority of dental coverage plans, require an annual premium payment that ranges between $20 and $50 per person per month, depending on the kind of insurance policy, the sum insured and the nature of intervention sought.

One of the most commonly asked questions by customers in the field of trade. There are only two possible ways an investor may lose his money when he invests it in a brokerage account. One, if an event such as fraud or bankruptcy occurs at the brokerage firm, and two, through investment losses, which are subjected to market risks but is conveniently under your control, provided you have a discretionary basis account which requires client approval for any trade carried by the broker on behalf of his client.

A brokerage account or simply a broker account is a taxable financial account that an investor can open with a brokerage firm. This allows him or her to deposit funds with the firm and invest in about any investment there may be. Through the brokerage, an investor can avail various purchases ranging from stocks, bonds, mutual funds, exchange-traded funds, index funds, options, futures, foreign currencies, real estate investment trusts, etc.

You would know that you’ve chosen the right business checking account when it caters well to most of your business needs. A business checking account is capable of handling your business finance with ease, but it comes at a cost. There are various options and kinds of business checking accounts offered by different banks with different charging rates for various aspects of banking.

A business checking account should be affordable and in line with the budgets of the business. If a business checking account is chosen without proper analysis of the business and the limitations set by the bank, there will be an unnecessary charge of the excess fee over various services which if unconsidered could over shoot the budget.

Checking accounts are indispensable financial tools. However, nowadays, several banking institutions charge account maintenance fees that can be as much as $15 a month. Therefore, you must opt for a free checking account that does not come with rules. Here, we will look at the best free checking account options that also come with several perks, such as the ability to earn interest on your balance and out-of-network ATM reimbursements.  Top free checking accounts: